
CASH PAY QUESTIONS
What is a Cash Pay Physical Therapy Practice?
In a cash-based treatment, the physical therapist enters into a contract with the patient to provide physical therapy services in a manner that both parties have determined will help them reach treatment goals most efficiently. The patient pays at the time of service, allowing the therapist to focus attention on providing the best possible service while keeping administrative costs low. You may pay for services using actual cash, a check, or a credit or debit card.
Most insurance companies will provide payment for services received "out of network". Going out of network means that you can choose to see a physical therapist who is not a participating provider with your insurance company. Many patients choose to receive services out of network in order to see the physical therapist of their choice.
In many cases, the out of pocket expenses for a course of physical therapy will actually be LESS for services provided at Therapist On The Go. In large part, this is due to the ability to charge less per visit, with these charges being well below the national average charge submitted to insurance in a typical fee for service outpatient practice.
We can charge less because the simplified cash-based fee structure streamlines billing and does not require hiring billing personnel or paying fees to a third-party billing service. This allows our therapist to focus all energy on patient care and allows patients to make informed decisions regarding the costs of their health care choices.
Therapist On The Go will provide you with an invoice at the time of service, and you may submit that invoice and receipt to your insurance company for reimbursement.
The invoice has all of the necessary information (business name and address, tax ID, national provider identification, license numbers, etc.) as well as the patient’s ICD-10 (diagnosis) and CPT (billing) codes. You may choose to submit bills following each visit, one time per month, or at any other interval, typically up to one year following your treatment visit.